Q4 2019 Earnings Call

Welcome to the United Health Group Q4 2019.

As presented on.

January 15th 2020.

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Question answer session will follow Unitedhealth group's prepared remarks as a reminder, this call is being recorded.

There are some important introductory information that's called contain forward looking statements started a U.S. federal securities laws. These statements are subject to risks and uncertainties that could cause actual results to differ materially from historical experience or present expectations.

I just scratching absorbed the risks and uncertainties can be found in the reports we file with the Securities and Exchange Commission, including the cautionary statements included in our current periodic filings.

This call will also reference non-GAAP amounts a reconciliation of the non-GAAP to GAAP amounts is available on the financial reports and I see filing section of the company's investors page at Www Dot United Health Group.

On behalf of what clients I would like to thank you for joining US. This concludes our presentation.