Q3 2020 ConnectOne Bancorp Inc Earnings Call

[music].

As a reminder, this conference is being recorded.

Now my pleasure to introduce your host sales apps, yes. Thank you Sir you may begin.

Good morning, and welcome to today's conference call to review connect one's results for the third quarter of 2020 and update you on recent developments.

This conference call will be friends, Sorrentino, Chairman and Chief Executive Officer, and Bill Burns Executive Vice President and Chief Financial Officer.

Well as Mark noted Oh This conference call on a listen only basis over the Internet were distributed this morning in a press release that has been covered by the financial media.

This time, let me remind you that certain statements and assumptions in this conference call contain are based upon forward looking information and are being made pursuant to the safe Harbor provisions of the private Securities Litigation Reform Act of 1990 by.

Such forward looking statements are subject to numerous assumptions, uncertainties and known or unknown, right, which could cause actual results to differ materially from those anticipated.

These risk factors are markedly discussed in the Companys filings with the Securities and Exchange Commission. The forward looking statements included in this conference call are only made as of the date of this call and the company is not obligated to publicly update or revise them. In addition, certain terms used in this call are non-GAAP financial measures reconciliations of where.

<unk> are provided in the company's earnings release, and accompanying tables or schedule, which have been filed today on form 8-K with the FCC and May also be accessed through the Companys website at <unk>, our dot connect one bank dotcom. Each listener is encouraged to review. These reconciliations provided in the earnings release together with all other information.

Provided in the release I will now turn the call over to Frank certainty now Frank. Please go ahead.

He said good morning to everybody I'd like to start this morning with a summary of our recent financial results and also to update you on some of our key initiatives. We delivered another strong quarter highlighted by wider net interest margin and a lower provision for loan losses.