Q2 2022 Huntington Bancshares Inc Earnings Call
Speaker 1: P.
Speaker 2: Greetings and welcome to the Huntington Bank shares second quarter earnings conference call.
Speaker 2: At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. If anyone should require operator assistance during the conference, please press star-zero on your telephone keypad.
Speaker 2: As a reminder, this conference is being recorded. I would now like to throw on the conference over to your host, Mr. Tim Sittabria, Director of Investor Relations.
Speaker 2: Thank you, you may begin.
Speaker 3: Thank you, operator. Welcome, everyone, and good morning. Copies of the slides we'll be reviewing today can be found on the Investor Relations section of our website, www.hungton.com. As a reminder, this call is being recorded and a replay will be available starting about one hour from the close of the call. Our presenter today are Steve Steinauer, Chairman, President, and CEO , and Zach Wasserman, Chief Financial Officer.
Speaker 3: Rich Polley, Chief Credit Officer, will join us for the Q&A. As noted on slide 2, today's discussion, including the Q&A portion, will contain forward-looking statements. Such statements are based on information and assumptions available at this time and are subject to changes, risks, and uncertainties which may cause actual results to differ materially. We assume no obligation to update such statements.
Speaker 3: For complete discussion of risk and uncertainties, please refer to this slide and material file with the SEC, including our most recent forms, 10K, 10Q, and 8K filings. With that, let me now turn it over to Steve.
Speaker 4: Thanks, Tim. Good morning and welcome. Thank you for joining the call today. Our outstanding second quarter results reflect momentum across the bank as we completed the integration of TCF.
Speaker 4: While 2022 continues to bring its own set of unique challenges, our businesses are performing very well. Overall, the companies in our markets are in good shape and continue to evidence demand for loans to support business investment and expansion. Consumers are generally maintaining liquidity. Much of the government and municipal stimulus funds are yet to be invested.