1 Simple Step for 26% Dividends in 2026

OptionSignals markets a timing system for generating substantial income by writing covered calls and selling puts, using proprietary volatility-based medium-term trend and short-term overbought signals to time trades; it is presented as a DIY alternative to covered-call funds such as QQQX and QYLD. Examples cited include SPY (base yield 1.1%) where short-term call premiums produce a 0.47% yield boost that annualizes to ~28% (or a higher-strike $690 trade with 0.18% boost annualizing to ~11.2% and a 77% probability of keeping shares), a QQQ call example with a 0.69% boost annualizing to ~42%, and Annaly (NLY) where selling Dec. 19 $23 calls for $0.21–$0.25 yields a 0.9% boost (22.5% annualized) and a 2.25% total return if called. The note stresses timing is critical—the tool aims to sell calls on short-term tops and puts on bottoms to enhance cash flow while acknowledging the tradeoffs of having shares called away—and invites readers to try a risk-free trial of the service.

Analysis

The article promotes OptionSignals, a proprietary timing tool for generating option income by writing covered calls and selling puts; it highlights concrete examples where short-term option premiums materially boost yield versus base dividends. For SPY (1.1% cash yield) the note cites a $685 call with a 58% chance of being called, a 0.74% total return if assigned and a 0.47% YieldBoost that the author annualizes to ~28%, while a $690 strike raises the probability of keeping shares to 77% with a 0.18% YieldBoost annualized to ~11.2%. A QQQ example shows a 0.69% short-term YieldBoost annualizing to ~42%, and covered-call ETFs QQQX/QYLD are said to offer up to 11.8% by running similar strategies.

The piece uses Annaly (NLY) as an individual-stock case study: NLY trades near $22.70 with a 12.3% cash yield, and Dec. 19 $23 calls for $0.21–$0.25 are presented as a 0.9% YieldBoost (22.5% annualized) and a 2.25% total return if called. The author stresses the strategy’s dependence on timing—using a volatility-based medium-term trend signal plus a short-term overbought filter—and frames DIY covered-call selling as an alternative to packaged funds.

Key implications are that short-dated option selling can materially increase reported annualized income but comes with explicit trade-offs: potential assignment (loss of upside), obligation if selling puts, and sensitivity to timing and implied volatility. Investors should weigh higher short-term annualized figures against forgone appreciation and the operational risks of managing option positions.

Key Decisions for Investors

• Consider using covered calls on core holdings when a medium-term uptrend signal aligns with short-term overbought conditions to harvest premium, but size positions so assignment risk is acceptable (the article contrasts a 58% vs 77% chance of being called when moving strikes on SPY)
• For income-focused allocations, compare a DIY YieldBoost approach to covered-call ETFs (QQQX/QYLD yield up to 11.8%) and recognize that extremely high annualized figures in the piece derive from short-term time decay rather than guaranteed long-term cash returns
• Limit options exposure, prefer higher strikes if unwilling to be called away, and monitor implied volatility and the tool’s trend signals closely because timing and assignment risk are the primary operational hazards cited