The Big Beautiful Bill expands access to health savings accounts (HSAs), which offer a rare triple tax advantage (pre-tax contributions, tax-free growth, tax-free qualified withdrawals). The practical benefit is limited: HSAs favor people with disposable income to set aside, and most enrollees spend down balances before they reach levels that allow investing, reducing the policy's long-term savings impact.
The Big Beautiful Bill expands access to health savings accounts (HSAs), which offer a rare triple tax advantage (pre-tax contributions, tax-free growth, tax-free qualified withdrawals). The practical benefit is limited: HSAs favor people with disposable income to set aside, and most enrollees spend down balances before they reach levels that allow investing, reducing the policy's long-term savings impact.
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