How to Boost Your Social Security Benefit Before You Retire in 2028

Social Security benefits are calculated using your 35 highest-earning years; working a few additional years in a high-paying job will raise your average indexed earnings and increase your monthly benefit. This is a practical retirement-planning point for individuals deciding whether to remain employed versus claiming benefits early, with negligible implications for financial markets.

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Social Security benefits are calculated using your 35 highest-earning years; working a few additional years in a high-paying job will raise your average indexed earnings and increase your monthly benefit. This is a practical retirement-planning point for individuals deciding whether to remain employed versus claiming benefits early, with negligible implications for financial markets.