Prediction: These 2 Stocks Could Outperform the S&P 500 by 2035

Motley Fool highlights SoFi Technologies and Fiverr as two candidates that could outperform the S&P 500 through 2035: SoFi is lauded for accelerating membership growth, an expanding online banking ecosystem (including potential international transfers and a return to crypto trading) and cross‑sell opportunities, though its lending franchise would be vulnerable in a recession; Fiverr, after underperformance, has reached profitability and could capitalize on long‑run gig‑economy adoption and rising demand for AI‑related freelance services. The report frames these as long‑term thematic plays but notes differentiated conviction—Motley Fool holds a position in Fiverr and SoFi was not included in its Stock Advisor top‑10 list—underscoring varying levels of endorsement for the two ideas.

Analysis

SoFi Technologies has reported strong recent performance with membership trends moving higher and management pursuing ecosystem expansion; the article identifies specific near‑term initiatives—international money transfers, a return to cryptocurrency trading, and enhanced cross‑selling—that could expand revenue mix and support long‑run upside toward 2035. The piece also flags a material risk: SoFi's lending franchise is vulnerable to a recession, which could materially impair earnings if credit conditions deteriorate.

Fiverr has underperformed lately but reached profitability after a period of revenue deceleration since the early pandemic, and the platform is positioned to benefit from secular gig‑economy growth and rising demand for AI‑related freelance services as an important new revenue avenue. Profitability reduces execution risk relative to its growth trough, yet the durability of revenue re‑acceleration remains the primary determinant of a multi‑year recovery.

Motley Fool’s coverage is moderately positive overall (sentiment score 0.4) but shows asymmetric conviction—SoFi was not included in its Stock Advisor top‑10 while Motley Fool holds a position in Fiverr—so investors should treat the recommendations as thematic trade ideas dependent on execution and macro outcomes; monitor membership metrics, lending credit quality, Fiverr’s AI‑service monetization and revenue trajectory as the key catalysts and risk indicators.

Key Decisions for Investors

• Consider a selective buy or add to SoFi on meaningful pullbacks while capping position size and closely monitoring membership growth, cross‑sell adoption, progress on international transfers and the planned return to crypto trading, and reduce exposure if lending delinquencies or credit losses trend higher
• For Fiverr, consider accumulating only after clear evidence of sustained revenue re‑acceleration driven by AI‑related services or continued margin expansion given recent underperformance and use conservative sizing until top‑line momentum stabilizes
• Use company and macro triggers—quarterly membership and NPL trends at SoFi, Fiverr’s AI service GMV/take‑rate and revenue inflection, and consumer credit stress indicators—to reassess positions rather than relying solely on long‑term thematic narratives