Market volatility poses a serious risk for new retirees. Here’s how to prepare

Investors within a decade of retirement should reassess portfolio allocations to limit the impact of retiring into a down market, advisors say. Recommended actions include increasing conservative allocations, preserving liquidity for near-term withdrawals, and planning for sequence-of-returns risk to avoid crystallizing losses at retirement.

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Investors within a decade of retirement should reassess portfolio allocations to limit the impact of retiring into a down market, advisors say. Recommended actions include increasing conservative allocations, preserving liquidity for near-term withdrawals, and planning for sequence-of-returns risk to avoid crystallizing losses at retirement.