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Your Roth 401(k) No Longer Has RMDs. The 2024 Rule Change Plenty of Plans Never Told Retirees About

Regulation & LegislationFiscal Policy & BudgetCompany Fundamentals
Your Roth 401(k) No Longer Has RMDs. The 2024 Rule Change Plenty of Plans Never Told Retirees About

A rule within a 2022 law reportedly changed the retirement math for millions of Roth 401(k) participants, but most plans did not notify participants. The update appears more like a compliance/communication failure than an upside development for savers, raising caution around how plan terms affect account outcomes.

Analysis

A rule within a 2022 law reportedly changed the retirement math for millions of Roth 401(k) participants, but most plans did not notify participants. The update appears more like a compliance/communication failure than an upside development for savers, raising caution around how plan terms affect account outcomes.

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