3 Reliable Income Generators to Buy in July

The Fed kept the benchmark funds rate at 3.75% since Dec. 11, 2025, while the 10-year Treasury yields about 4.38% into July. Income investors are still seeking yield above the risk-free rate, suggesting demand for higher-yielding assets (e.g., credit) rather than Treasuries. Overall, the piece is more positioning-focused than a new catalyst.

Analysis

The Fed kept the benchmark funds rate at 3.75% since Dec. 11, 2025, while the 10-year Treasury yields about 4.38% into July. Income investors are still seeking yield above the risk-free rate, suggesting demand for higher-yielding assets (e.g., credit) rather than Treasuries. Overall, the piece is more positioning-focused than a new catalyst.