2 Exceptional Growth Stocks That Are Great Buys In 2026

The article highlights valuation-driven upside in fintech “fallen angels”: Remitly (RELY) is down ~50% from IPO highs while last quarter send volume rose 37% YoY to $16.2B and net income was $49.1M (11% margin). Adyen (ADYEY) is down ~72% from 2021 highs, trading at ~25x P/E versus Remitly’s ~49x headline P/E (with a forward P/E cited at ~23) amid expectations for improving profitability (EBITDA margin projected to return to ~55% by 2028). Overall takeaway: both names are framed as long-term, patient buy opportunities based on durable growth and depressed sentiment rather than an imminent catalyst.

Analysis

RELY’s real upside is not the headline growth rate; it is the compounding effect of operating leverage if digital share gains persist while acquisition costs stay contained. That makes it a 6-18 month rerating story rather than a one-day event: the market is still likely anchoring on a prior “show-me” profile, so any sustained margin durability can force multiple expansion. The cleaner loser is WU, where every incremental digital corridor loss compounds into weaker network relevance and less pricing power.

ADYEY is more of a quality compounder than a rebound trade. The market may be underestimating how much earnings power can accelerate if merchant volumes normalize and cost discipline keeps flowing through, but the opposite is also true: payment processors are sensitive to modest volume deceleration, so the stock can stay optically cheap if activity softens or pricing gets competed away. That makes GPN the more vulnerable second-order short than the article implies, especially if enterprise merchants continue consolidating around fewer global platforms.

Contrarian view: “down from highs” is not a catalyst by itself. Both names need continued execution to justify rerating, and the next quarter matters more than the next five years for entry timing. Falsifiers are straightforward: RELY growth slipping meaningfully below the current share-gain pace or margin expansion stalling, and ADYEY constant-currency net revenue growth fading into the low teens with no margin progress. FX and consumer remittance corridors are the key macro wildcards for RELY; merchant spending and take-rate pressure are the key ones for ADYEY.

Key Decisions for Investors

• Long RELY on post-earnings weakness over the next 1-2 quarters; target a 6-12 month rerating if margins hold and growth remains above the current share-gain pace. Cut if volume growth drops sharply or profitability stalls.
• Pair trade: long RELY / short WU for a 6-12 month horizon. Thesis is structural digital share loss at WU versus compounding network effects at RELY; risk is a broad remittance slowdown or fee compression across the sector.
• Accumulate ADYEY only on pullbacks, not strength. Best entry is after a quarter that confirms constant-currency growth and margin expansion; otherwise the stock can remain range-bound despite a decent valuation.
• Relative-value short candidate: GPN versus ADYEY if enterprise payment commentary weakens. This works best as a 3-6 month trade around earnings and guidance, with the stop being any evidence of share stabilization or improved take rates.