Aflac launched a hybrid group life policy that combines life insurance death benefits with long-term care (LTC) coverage, adding flexible payout options and built-in inflation protection to address rising care costs. The product is positioned to broaden employer-sponsored benefits and help manage LTC inflation risk, with likely modest near-term effects on Aflac's premium mix and claims exposures.
Aflac launched a hybrid group life policy that combines life insurance death benefits with long-term care (LTC) coverage, adding flexible payout options and built-in inflation protection to address rising care costs. The product is positioned to broaden employer-sponsored benefits and help manage LTC inflation risk, with likely modest near-term effects on Aflac's premium mix and claims exposures.
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