The 2027 Social Security Raise Is Already Shrinking. These 3 ETFs Let You Give Yourself One Instead

The 2026 Social Security COLA was set at 2.8%, while CPI-W that will determine the 2027 increase is trending lower—327.075 in June 2026 vs a May peak of 328.829. Softer inflation inputs suggest a potentially smaller 2027 COLA than the prior month’s level, reducing near-term inflation-linked pressure.

Analysis

The 2026 Social Security COLA was set at 2.8%, while CPI-W that will determine the 2027 increase is trending lower—327.075 in June 2026 vs a May peak of 328.829. Softer inflation inputs suggest a potentially smaller 2027 COLA than the prior month’s level, reducing near-term inflation-linked pressure.