Delaying Social Security to 70 Costs About $158,000 in Skipped Checks, and Still Beats Any Annuity You Can Buy.

The article argues that skipping eight years of Social Security checks to secure a larger payout is only worthwhile if an alternative investment on the open market can outperform what waiting delivers. It frames the decision as a practical trade-off rather than a guaranteed gain, emphasizing the need to compare expected returns to the value of delayed benefits.

Analysis

The article argues that skipping eight years of Social Security checks to secure a larger payout is only worthwhile if an alternative investment on the open market can outperform what waiting delivers. It frames the decision as a practical trade-off rather than a guaranteed gain, emphasizing the need to compare expected returns to the value of delayed benefits.