Canada's cap on interest rates has coincided with a surge in unlicensed lenders targeting vulnerable borrowers, creating consumer-protection and shadow-lending risks. Former President Trump has proposed similar rate caps in the US, raising political risk and the potential for displacement of credit into unregulated lenders.
Canada's cap on interest rates has coincided with a surge in unlicensed lenders targeting vulnerable borrowers, creating consumer-protection and shadow-lending risks. Former President Trump has proposed similar rate caps in the US, raising political risk and the potential for displacement of credit into unregulated lenders.
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mildly negative
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