‘Real Wages Have Gone Up 3.5% This Year’: The Ramsey Show Housing Pitch the Government’s Own Pay Data Contradicts

A Ramsey Show guest said future raises would outpace prices and make homes 10% more affordable, but the article says federal pay figures and a one-percentage-point rise in mortgage rates challenge that outlook. It warns that stretching a home-buying budget today may not deliver the promised affordability improvement; no specific pay figures or time period are provided.