Your Spouse Can Collect Half Your Social Security Without Ever Having Worked. Claim It at 62 and Half Becomes 32.5%, for Life, and Delaying Past Full Retirement Age Adds Nothing

The article says a spouse with no work history may still receive a monthly Social Security benefit. It warns that two timing rules set when the claim is filed affect the benefit for life, and says many couples get at least one wrong; the excerpt does not identify the rules or quantify their effects.