Every Insurer’s Medigap Plan G Covers the Same Benefits. The Premium Isn’t and on Most Policies It Climbs Every Birthday.

For the exact same Medigap Plan G, monthly premiums vary widely from $118 to $214, despite identical benefits. The gap appears to be driven by the pricing structure that resets/adjusts as the policyholder ages—effectively following the policyholder forward with each birthday. Overall, this is more explanatory consumer information than a catalyst likely to move markets.