1 in 5 Americans Over 50 Has Nothing Saved for Retirement. Here’s the Catch-Up Math That Still Works at 55.

The article claims that starting retirement savings at age 55 with little or nothing saved can be mitigated by a “legal shortcut” in the current tax code that aims to compress decades of saving into a shorter window. No specific dollar amounts, thresholds, or policy changes are cited, so the piece reads as general guidance rather than a material market-moving development.