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FICO Score 10T Available for FHA Mortgage Underwriting January 1, 2027

Source: Business Wire

Housing & Real EstateCredit & Bond MarketsProduct Launches

FICO Score 10T will become available to FHA-approved mortgage lenders on January 1, 2027. FICO positions the model as its most predictive credit score for mortgage lending, potentially supporting improved borrower-risk assessment, though the implementation date is more than two years away.

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