Medicaid Told Her She Could Keep $162,660 of Their Savings. She Asked for a Hearing, Showed Them Her Income, and Kept Far More. One Federal Rule Says the At-Home Spouse Can’t Be Left Short

Federal Medicaid rules may allow an at-home spouse to seek an administrative hearing to protect savings above the initial amount quoted by the state. The option applies only in narrow circumstances and is likely to be challenged by state authorities, limiting its broad financial impact.