The IRS Lets You Send Your RMD Straight to Charity and Skip the Tax Entirely. These 3 ETFs Replace the Income You Gave Away

The article argues that a Qualified Charitable Distribution can eliminate required minimum distribution income from a taxpayer's return, creating a potential cash-flow shortfall for retirees. It highlights three ETFs as alternative income sources, each using a different approach to rebuild that lost cash flow. The item is general personal-finance and income-investing commentary, with no specific ETF names, yields, or performance figures provided.